AGREEMENT
SignalTrend Inc.,  provides a newsletter service through its web Site, www.signaltrend.com, said website is hereinafter referred
to as “Site”. If you do not agree with any part of this Terms of Use/Disclaimer, you must immediately discontinue any and all use
of SignalTrend’s site, products or services. You agree to be bound by the following terms, conditions, policies, disclaimers,
agreements, notices and restrictions, hereinafter referred to as “Terms of Use/Disclaimer” as well as all applicable laws and
regulations. By your execution of this Terms of Use/Disclaimer, as evidenced by clicking the “Subscribe” button at the beginning
or end of this Terms of Use/Disclaimer, or merely by your use of this site,  you acknowledge that you have read and understood
this Terms of Use/Disclaimer and agree to be legally bound by it. This Terms of Use/Disclaimer may be amended from time to
time, without notice, and it is your responsibility to check for amendments. This agreement is entered into by you and
SignalTrend Inc. whether you are a fee paying subscriber, free trial subscriber, fee paying member, free trial member, free
member, free subscriber or any other type of user. Your use of this Site constitutes your acceptance of and agreement to the then
current version of this Terms of Use/Disclaimer.

YEARLY PLAN: PAYMENT & AUTOMATIC RENEWAL
With the Yearly Plan, you will be charged yearly, in advance. Your credit card will be charged on the date you
subscribe. Your subscription will be automatically renewed and billed to your credit card on the yearly
anniversary of your subscription date until the subscription is terminated. For example, if you subscribe on the
10th of February, your credit card will be charged on the 10th of February and the 10th of February of each
year thereafter. The price of your subscription and the amount billed to your credit card will not be increased
without your approval.
You may cancel your subscription at any time by following SignalTrend’s
cancellation policy below.

YEARLY PLAN: REFUND & CANCELLATION
You may cancel your yearly subscription at any time. To cancel, click the "Contact Us" link at the bottom of any
page in the site. Then click the "Cancel Subscription" button at the bottom of the page.  All charges to your
credit card will terminate, within 3 business days after SignalTrend Inc. receives your request for cancellation.
Your subscription will remain active until the end of the annual period you have paid for. There will be no
refunds on the yearly subscription.

QUARTERLY PLAN: PAYMENT & AUTOMATIC RENEWAL
With the Quarterly Plan, you will be charged Quarterly, in advance. Your credit card will be charged on the date
you subscribe. Your subscription will be automatically renewed and billed to your credit card on the Quarterly
anniversary of your subscription date until the subscription is terminated. For example, if you subscribe on the
10th of February, your credit card will be charged the 10th of February, the 10th of May and the 10th of each
third month thereafter. The price of your subscription and the amount billed to your credit card will not be
increased without your approval.
You may cancel your subscription at any time by following
SignalTrend’s cancellation policy below.

QUARTERLY PLAN: REFUND & CANCELLATION
You may cancel your quarterly subscription at any time. To cancel, click the "Contact Us" link at the bottom of
any page in the site. Then click the "Cancel Subscription" button at the bottom of the "Contact Us" page.  All
charges to your credit card will terminate, within 3 business days after SignalTrend Inc. receives your request
for cancellation. Your subscription will remain active until the end of the Quarterly period you have paid for.
There will be no refunds on the quarterly subscription.

MONTHLY PLAN: PAYMENT & AUTOMATIC RENEWAL
With the Monthly Plan, you will be charged monthly, in advance. Your credit card will be charged on
the date you subscribe. Your subscription will be automatically renewed and billed to your credit
card on the monthly anniversary of your subscription date until the subscription is terminated. For
example, if you subscribe on the 10th of February, your credit card will be charged on the 10th of
February and the 10th of each month thereafter. The price of your subscription and the amount
billed to your credit card will not be increased without your approval. You may cancel your
subscription at any time by following SignalTrend’s cancellation policy below.

MONTHLY PLAN: REFUND & CANCELLATION
You may cancel your monthly subscription at any time. To cancel, click the "Contact Us" link at the
bottom of any page in the site. Then click the "Cancel Subscription" button at the bottom of the
"Contact Us" page.  All charges to your credit card will terminate, within 3 business days after
SignalTrend Inc. receives your request for cancellation. Your subscription will remain active until
the end of the monthly period you have paid for. There will be no refunds on the monthly
subscription.

SUBSCRIPTION ACCESS, USE AND REQUIREMENTS
The use of your subscription is limited to you and the members of your household. You may access
and use, download and/or print out one copy of materials or information, for your personal non-
commercial use only, whether said materials or information are available on the Site or received
from SignalTrend in any other way. Modification of the materials or use of the materials for any other
purpose is strictly prohibited. "Subscriber Only" portions of the site are those pages which can not
be reached from SignalTrend's home page, directly or indirectly. Access to "Subscribers Only"
portions of the site will be through links received via email from SignalTrend or by password (if
password protected areas exist). Only subscribers may access and use the "Subscribers Only"
areas of the Site . Non-subscribers attempting to access these areas of the Site may be subject to
prosecution. As a subscriber, you agree to provide, maintain and update complete and accurate
information about yourself. You agree that you will not 1) use the Site in any way that will violate any
international, national, state or local law or regulation 2) transfer or resell your use of or access to
our Site to a third party or permit anyone else to use the Site through your subscription, email link,
User I.D. or password or 3) Sell, reproduce, republish, broadcast, circulate, upload, transmit, post or
distribute materials from the Site in any manner, without SignalTrend’s prior written consent. You
are solely responsible for protecting the confidentiality of your password and User I.D.. You
acknowledge that you do not acquire any ownership rights by your use of the Site or by becoming a
subscriber or member.

OTHER PAYMENT TERMS
You have 90 days from the date that your credit card is charged to notify SignalTrend of any
incorrect charges to your account. Charges to your account will be deemed final after expiration of
the 90 day period.
If you are a subscriber and SignalTrend raises prices for your subscription, you will be notified by
email. If you do not agree to the new price for your subscription, your subscription will terminate at
the end of the period you have paid for. The price of your subscription may not be increased
without your approval.

TERMINATION
SignalTrend Inc. may immediately terminate your subscription and all use related thereto upon the
determination, in the sole discretion of SignalTrend Inc., that you have violated any part of this
“Terms of Use/Disclaimer”. Said termination shall have the same effect as if you, the subscriber had
cancelled your service. SignalTrend Inc. also reserves the right to terminate any subscription and
access related thereto, without cause, with 10 calendar days notice and a refund of all remaining
days in your subscription period.

Risk Disclosure:
Any and all material provided on SignalTrend’s Site is for general informational purposes only. None
of the information on our Site is intended as investment advice, as an offer or solicitation of an
offer to buy or sell, or as a recommendation, endorsement, or sponsorship of any security,
company, or fund. SignalTrend does not, cannot and will not assess or guarantee the suitability or
profitability of any particular investment, or the potential value of any investment or informational
source. The securities mentioned on our Site may not be suitable for investors depending on their
specific investment objectives and financial condition. Any information provided is for information
purposes only, is not intended to be financial advice, is not financial advice or any other type of
advice, is general in nature and not specific to you. Before using any SignalTrend information to
make an investment decision, you should seek the advice of a qualified and registered securities
professional and undertake your own due diligence. You are responsible for your own investment
research and investment decisions. There is a substantial amount of risk in trading securities, and
the possibility exists that you can lose all, most or a portion of your capital. Your use of any
SignalTrend information is at your own risk and without recourse against SignalTrend Inc., its
directors, officers, employees or content providers. The information provided by SignalTrend, Inc.,
including but not limited to its opinion and analyses, is based on sources believed to be reliable but
is not guaranteed, represented or warranted to be accurate or complete. Your subscription fee only
grants to you the right to have access to our buy signals, sell signals, forecasts and the "Subscriber
Only" portion of our Site. These signals, forecasts, the Site, and SignalTrend’s products and
services only express our opinion of various securities. SignalTrend’s opinion is not to be
construed as any sort of investment advice, financial advice or any other type of advice. Our
opinion will be wrong at times because of the limitations of investment analysis. Investment
analysis, whether fundamental, technical or any other form of investment analysis, can not predict
the future and is not a science that predicts precise and accurate results.

Disclosure Policy:
SignalTrend, Inc., directors, officers, employees and content providers may hold positions in
individual securities that are described on the Site. They may, from time to time, hold positions
consistent or inconsistent with information contained on the Site, have no obligation to notify
subscribers in any way regarding said positions and shall have no liability to subscribers that
relates in any way to said positions. Their affiliation or relationship to SignalTrend or its subscribers
shall in no way limit the positions they may hold or when they may hold them.

Disclaimers:
SignalTrend, Inc. is not a Registered Investment Advisor, Broker/Dealer, Financial Analyst, Financial
Bank, Securities Broker or Financial Planner. To the fullest extent permissible by law, SignalTrend,
Inc. disclaims all warranties, express, implied or statutory, including, but not limited to, warranties
for the quality, accuracy, completeness, timeliness, appropriateness or suitability of the information,
product or services provided on the Site or implied warranties of title, non-infringement,
merchantability, freedom from libelous or privacy-invasive content and fitness for a particular
purpose. Applicable law may preclude the exclusion of implied warranties, so the above exclusions
may not apply to you. The Site, the materials and information on the Site, and any product or service
available, obtained or accessed through the Site are provided "as is" and without representations
or warranties of any kind, either express or implied. SignalTrend, Inc. does not warrant that your
use of the Site will be uninterrupted, error-free, or secure, that defects or errors will be corrected,
or that the Site or the server(s) on which the Site is hosted will be free of viruses or other harmful
components. You assume complete responsibility and risk for your use of the Site and your reliance
thereon. You acknowledge responsibility for obtaining and maintaining all telephone hardware and
computer hardware, software, data, and equipment needed to access and use the Site, and all
charges related thereto. No opinion or statement of SignalTrend, Inc., whether made on the Site or
otherwise, shall create any warranty of any kind. Your use of the Site and any materials provided by
the Site are entirely at your own risk. SignalTrend Inc. has no obligation to update information on
the Site or advise on future developments regarding topics mentioned or introduced. In the event
that the Site refers to or contains links to other Internet web sites or resources, we make no
representation or warranty and hereby expressly deny that SignalTrend Inc. has reviewed,
approved, controls or endorses any content that appears on such other web sites. You
acknowledge and agree that we shall not be held responsible for any loss or damages caused or
alleged to have been caused by the reliance on or use of any such content nor for the accuracy,
legality, or inappropriate nature of any content, products, services, advertising, or information
located in, on or through any other web sites.


Limitation of Liability:
SignalTrend, Inc., its directors, officers, employees and content providers specifically disclaim any
liability (whether based in contract, tort, strict liability, negligence, equity, statute law or any other
legal theory) for any direct, indirect, incidental, consequential, special, exemplary, punitive, or other
damages arising out of or in any way connected with transmission of confidential information,
access to, lack of access to, unauthorized use or reproduction of, misuse of or use of SignalTrend's
Site, information, emails, products or services (even if SignalTrend, Inc. has been advised of the
possibility of such damages) including without limitation, loss of use, loss of data, loss of business
profits, loss of opportunity, business interruption, personal injury or any other pecuniary loss
(collectively referred to as “Damages”). This includes, but is not limited to, lost profits or trading
losses.  Your sole remedy for dissatisfaction with the site and/or content contained within the site
is to stop using the site. The sole and exclusive maximum liability to SignalTrend, Inc., its directors,
officers, employees and content providers for all damages, losses, and causes of action (whether in
contract, tort (including, without limitation, negligence), or otherwise) shall be the total amount paid-
to-date by you, if any, to access the Site.

Indemnification:
You agree to indemnify, defend and hold SignalTrend Inc., its directors, officers, employees and
content providers harmless from and against any and all claims, damages, losses, costs (including
reasonable attorneys' fees), or other expenses that arise directly or indirectly from 1) your violation
of any law with respect to our Site, products, services or content, 2) your breach of this Agreement
or 3) your activities in connection with the Site or any services related to the Site.

Risks of Margin Trading:
It is your responsibility to understand the risks of margin trading and abide by your broker’s
membership agreement. You must look to your broker, NOT SIGNALTREND, for guidance regarding
margin trading. If the market moves against your position, your broker may require you to deposit
additional funds to compensate for your loss. If you do not provide the funds within the specified
time, your position may be liquidated at a loss, and you will be responsible for any resulting deficit
in your account. If you trade on margin, your loss may exceed the amount of your investment.

Backtesting:
Nearly all of SignalTrend’s timing system, signal and forecast results are the result of backtesting,
and are therefore merely hypothetical. Trading signals or forecasts used to produce our results
were derived from equations which were developed through hypothetical reasoning based on a
variety of factors. Theoretical buy and sell methods were tested against the past to prove the
profitability of those methods in the past. Performance generated through back testing has many
and possibly serious limitations. We do not claim that the historical performance of SignalTrend’s
timing systems, signals or forecasts will be indicative of future results. There will be substantial and
possibly extreme differences between historical performance and future performance. There is a
substantial amount of risk in following SignalTrend’s opinions as there is with any security trading
program. SignalTrend has attempted to reduce those risks by backtesting its methods over a very
long period of time. Nevertheless, performance in the past is still no guarantee of future
performance. SignalTrend does not claim or warrant that its timing systems, signals, forecasts,
opinions or analyses are consistent, logical or free from hindsight or other bias or that the data
used to generate signals in the backtests was available to investors on the dates for which
theoretical signals were generated.

Internet and Transmission Risks:
When SignalTrend Inc. needs to communicate with its subscribers, including but not limited to the
communication of a buy or sell signal, SignalTrend Inc. will attempt to 1) distribute this information
by email and 2) provide this information on the Site. We are not responsible for delays or
interruptions in transmission of information due to acts of God, man-made or natural causes.
SignalTrend Inc. is not responsible for delays in transmitting said information whether said delays
result from problems with Internet connectivity either by you, or us or by slowdowns of Internet
transmittal or otherwise. The use of the Internet to transmit and receive information involves risk.

GOVERNING LAW AND VENUE
Notwithstanding any conflict with the laws, ordinances or provisions or your domicile, residence or
physical location, the interpretation, validity and effect of this Terms of Use/Disclaimer and any
dispute or claim based on your use of the Site, its products, information or services, will be
governed by the laws of the State of Texas and any litigation, between SignalTrend Inc. and any
subscriber shall be exclusively heard in the courts of Smith County, Texas.

SEVERABILITY
Notwithstanding anything contained herein to the contrary, if any provision of these Terms of Use is
determined to be unenforceable or invalid, said provision will be enforceable to the maximum
extent permissible and the remaining provisions of these Terms of Use/Disclaimer will still be valid
and enforceable.

QUESTIONS
If you have questions, please contact us using the form on the contact us page.
To continue, you must accept our Terms of Use/Disclaimer,
by clicking the "I Accept" button below.
SignalTrend Inc. 2006 All Rights Reserved.
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