30 Year Mortgage Rate Forecast
Your mortgage may be your single largest expenditure.
Tommorrows mortgage rates play an important part in todays
decisions. SignalTrend's 30 Year Mortgage Rate Forecast
could provide the guidance you have been looking for.
Will mortgage rates reverse directions?
Is now a good time to buy?
Will rates change enough to hurt your business?
How will mortgage rates affect the demand for new homes?
Mortgage rates and other key interest rates are shown
below starting in 1965. The 30 year mortgage rate rose in a
haphazard fashion for many years until the early 80's when it
suddenly reversed directions after a dramatic climb. Since
that time, Mortgage Rates have generally fallen. There have
been no less than eighteen significant reversals in rate
direction since 1965. An accurate 30 Year Mortgage Rate
Forecast would have proved immensely valuable to anyone
involved in mortgage lending or borrowing.
Your mortgage may be your single largest expenditure.
Tommorrows mortgage rates play an important part in todays
decisions. SignalTrend's 30 Year Mortgage Rate Forecast
could provide the guidance you have been looking for.
Will mortgage rates reverse directions?
Is now a good time to buy?
Will rates change enough to hurt your business?
How will mortgage rates affect the demand for new homes?
Mortgage rates and other key interest rates are shown
below starting in 1965. The 30 year mortgage rate rose in a
haphazard fashion for many years until the early 80's when it
suddenly reversed directions after a dramatic climb. Since
that time, Mortgage Rates have generally fallen. There have
been no less than eighteen significant reversals in rate
direction since 1965. An accurate 30 Year Mortgage Rate
Forecast would have proved immensely valuable to anyone
involved in mortgage lending or borrowing.
A 30 Year Mortgage Rate Forecast can be an vital
decision making tool for buyers, sellers, lenders, and
realtors.
SignalTrend has developed a 30 Year Mortgage Rate
Forecast system that has demonstrated remarkable
accuracy in a 35 year backtest. In minutes, you can
receive SignalTrend's Forecast… either Up or Down.
No ambiguity, maybes, ifs or buts.
Join investors from around the world...
who receive SignalTrend's 30 Year Mortgage Rate
Forecast, Investment Tips E-Newsletter,
Stock Market Forecast, and more!
In minutes, you can start receiving SignalTrend's clear
and specific twelve Month Interest Rate Forecasts…
No ambiguity, maybes, ifs or buts.
decision making tool for buyers, sellers, lenders, and
realtors.
SignalTrend has developed a 30 Year Mortgage Rate
Forecast system that has demonstrated remarkable
accuracy in a 35 year backtest. In minutes, you can
receive SignalTrend's Forecast… either Up or Down.
No ambiguity, maybes, ifs or buts.
Join investors from around the world...
who receive SignalTrend's 30 Year Mortgage Rate
Forecast, Investment Tips E-Newsletter,
Stock Market Forecast, and more!
In minutes, you can start receiving SignalTrend's clear
and specific twelve Month Interest Rate Forecasts…
No ambiguity, maybes, ifs or buts.
SignalTrend's
| helping you... move into the future |
30 Year Mortgage Rate Forecast
Accurate Results
SignalTrend's Interest Rate Forecast System was developed through years of research and thoroughly backtested over many
decades. The Forecasts generated in the backtest of SignalTrend's computerized forecast system are provided in the tables
below. The heart of this system is a versatile model that identifies the probable course of future interest rates. Numerous
analytical equations were crafted to provide objective, unemotional forecasts for four key interest rates. Its signals are designed
to produce a Prime Rate Forecast, 30 Year Mortgage Rate Forecast, Treasury Rate Forecast and CD Rate Forecast. Take a
few minutes and review the tables below. The average variance between actual and forecasted rates for the five year
period ending with 2006, was .38%, .40%, .58%, and .50% for Mortgage, Treasury, Prime and CD rates respectively.
SignalTrend's Interest Rate Forecast System was developed through years of research and thoroughly backtested over many
decades. The Forecasts generated in the backtest of SignalTrend's computerized forecast system are provided in the tables
below. The heart of this system is a versatile model that identifies the probable course of future interest rates. Numerous
analytical equations were crafted to provide objective, unemotional forecasts for four key interest rates. Its signals are designed
to produce a Prime Rate Forecast, 30 Year Mortgage Rate Forecast, Treasury Rate Forecast and CD Rate Forecast. Take a
few minutes and review the tables below. The average variance between actual and forecasted rates for the five year
period ending with 2006, was .38%, .40%, .58%, and .50% for Mortgage, Treasury, Prime and CD rates respectively.
| 10 Yr Treasury |
| 30 Yr Mortgage |
| 6 Month CD |
| Prime Rate |
| SignalTrend Inc. 2007 All Rights Reserved. Membership Privacy Policy Terms of Use / Disclaimer Contact Us |
| 7.6% 7.2% 4.1% 3.3% 3.5% 7.1% 5.2% 5.1% 6.1% 4.7% 6.3% 5.9% 1.8% 1.3% 1.1% 2.8% 4.8% |
| 8.3% 6.3% 4.0% 3.4% 4.9% 5.8% 5.6% 5.8% 5.7% 5.3% 6.9% 3.7% 1.9% 1.0% 1.8% 3.6% 5.5% |
| 1.14% .58% |
| 9.9% 9.4% 6.8% 5.6% 5.6% 9.9% 8.1% 9.6% 9.9% 7.3% 9.9% 8.9% 4.5% 4.0% 3.8% 6.0% 8.3% |
| 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 |
| 0.6% 0.9% 0.2% 0.0% 1.4% 1.3% 0.5% 0.6% 0.4% 0.6% 0.6% 2.2% 0.1% 0.3% 0.7% 0.8% 0.7% |
| 10.0% 7.2% 6.0% 6.0% 8.5% 8.7% 8.3% 8.5% 7.8% 8.5% 9.5% 4.8% 4.3% 4.0% 5.2% 7.2% 8.3% |
| Variance |
| Actual |
| Forecast |
| Year |
| Variance |
Avg. Variance 1990-2006
Avg. Variance 2002-2006
| Actual |
| Forecast |
| 0.3% 0.8% 0.1% 0.7% 2.0% 2.1% 0.7% 0.6% 0.1% 1.5% 0.6% 0.0% 1.1% 0.1% 0.1% 0.5% 0.2% |
| 7.6% 7.8% 6.9% 6.6% 5.9% 7.6% 5.5% 6.4% 5.6% 4.5% 6.4% 5.1% 5.2% 3.9% 4.1% 4.3% 4.3% |
| 8.1% 7.1% 6.8% 5.8% 7.8% 5.7% 6.3% 5.8% 4.7% 6.3% 5.2% 5.1% 4.0% 4.3% 4.2% 4.5% 4.6% |
| 9.4% 9.3% 8.2% 7.9% 7.2% 9.3% 6.9% 7.7% 6.8% 6.5% 8.0% 7.1% 7.1% 5.8% 5.6% 5.8% 6.3% |
| 0.5% 0.7% 0.1% 0.8% 1.9% 1.9% 0.8% 0.6% 1.0% 1.8% 1.2% 0.0% 1.2% 0.4% 0.1% 0.2% 0.2% |
| 9.7% 8.5% 8.2% 7.2% 9.2% 7.2% 7.6% 7.1% 6.7% 7.9% 7.4% 7.1% 6.1% 5.9% 5.8% 6.3% 6.1% |
| Variance |
| Actual |
| Forecast |
| Variance |
| Actual |
| Forecast |
_________________________________________________________________________________________________________
SignalTrend is a newsletter service, not an investment advisor. None of the information on our Site is intended as investment advice, as an
offer or solicitation of an offer to buy or sell, or as a recommendation, endorsement, or sponsorship of any security, company, or fund.
SignalTrend does not recommend short selling, the use of margin or any other form of leverage. Please speak to your investment advisor to
determine the suitability of any investment for your objectives and risk tolerance before using any information, product or service found in this
website. Carefully read any fund's prospectus before investing. All four Interest Rate forecasts went live February 1, 2007. Results prior to
2/1/07 are the result of backtesting. Results after that date reflect real time forecasts. Past performance is not a guarantee of future results.
Please read the following Terms of Use/Disclaimer before using any part of this website in any way. Your use of this site or any of
SignalTrend's products, services or information constitutes your agreement to abide by SignalTrend's Terms of Use/Disclaimer as
contained in the following link.
SignalTrend is a newsletter service, not an investment advisor. None of the information on our Site is intended as investment advice, as an
offer or solicitation of an offer to buy or sell, or as a recommendation, endorsement, or sponsorship of any security, company, or fund.
SignalTrend does not recommend short selling, the use of margin or any other form of leverage. Please speak to your investment advisor to
determine the suitability of any investment for your objectives and risk tolerance before using any information, product or service found in this
website. Carefully read any fund's prospectus before investing. All four Interest Rate forecasts went live February 1, 2007. Results prior to
2/1/07 are the result of backtesting. Results after that date reflect real time forecasts. Past performance is not a guarantee of future results.
Please read the following Terms of Use/Disclaimer before using any part of this website in any way. Your use of this site or any of
SignalTrend's products, services or information constitutes your agreement to abide by SignalTrend's Terms of Use/Disclaimer as
contained in the following link.
For mortgage, treasury and prime rates the percentages in the forecast columns represent January forecasts for
December interest rates. Each month the twelve month forecasts are revised. So, in January the December
forecasts are published. In February, 2007, the January, 2008 forecasts are published etc.
For CD rates the percentages in the forecast column represents January forecasts for June interest rates. Each
month the six month forecasts are revised. In January the June forecasts are published. In February the July
forecasts are published etc. For system test results from 1958, click here.
December interest rates. Each month the twelve month forecasts are revised. So, in January the December
forecasts are published. In February, 2007, the January, 2008 forecasts are published etc.
For CD rates the percentages in the forecast column represents January forecasts for June interest rates. Each
month the six month forecasts are revised. In January the June forecasts are published. In February the July
forecasts are published etc. For system test results from 1958, click here.
| 2% |
| 12% |
| 10% |
| 8% |
| 2% |
| 6% |
| 12% |
| 4% |
| 10% |
| 20% |
| 8% |
| 18% |
| 6% |
| 16% |
| 4% |
| 14% |
| 20% |
1965 1970 1975 1980 1985 1990 1995 2000 2005
| 18% |
1965 1970 1975 1980 1985 1990 1995 2000 2005
| 16% |
| 14% |
| 22% |
Prime
10 Year Treasury
30 Year Mortgage
6 Month CD
| 0.66% 0.38% |
| 0.78% 0.40% |
| 0.69% 0.50% |
| 0.1% 2.2% 0.8% 0.4% 2.9% 1.2% 0.1% 1.1% 2.1% 1.2% 0.4% 4.1% 0.3% 0.0% 1.4% 1.2% 0.0% |
| Interest Rate Charts: 1965 - 2006 |
The 30 year mortgage graph was derived from FHA mortgages for the period 1/65-3/71 and from conventional mortgages from 4/71-12/06.
Source of interest rate data for the above charts and tables: Federal Reserve Bank of St. Louis.
Source of interest rate data for the above charts and tables: Federal Reserve Bank of St. Louis.
